Step 1
Apply Online
Quick application. No lengthy paperwork and no hard credit pull to check eligibility.
Top-Rated Business Funding for 10x Faster Growth
Get the capital you need to grow, with transparent terms and same-day funding. Funding from $20,000 to $2,000,000+.
No hard credit pull. When banks say no, we say let's go.
Simple. Fast. No Credit Impact.
Step
No hard credit check. No obligation to accept.
MonetaFi (muh-NEH-tuh-fy)
A nod to Moneta, goddess of money. We turn complex finance into seamless capital solutions.
Four steps from application to funded, with no lengthy paperwork in between.
Step 1
Quick application. No lengthy paperwork and no hard credit pull to check eligibility.
Step 2
Same-day underwriting on most deals, so you know where you stand quickly.
Step 3
Online checkout with no merchant interview for deals under $100K.
Step 4
Capital in your account the same day for qualified files.
Transparent terms, flexible requirements, and same-day funding for businesses that need capital now.
Get capital when you need it. Submit before 2pm ET and qualified files can fund the same business day.
No hidden fees. No surprises. You know exactly what you are paying before you sign.
As little as 3 months in business, as long as your business shows revenue.
We understand small business. We are here to support your growth at every stage.
Online checkout for deals under $100K. Simple, fast, straightforward.
We prioritize speed, provide hands-on service every step of the way, and bring unmatched flexibility and pricing to the table.
Steve Kamhi
Executive Director of Strategic Partnerships

Wide funding range, newly expanded industries, and multiple position lending.
$20,000 to $2,000,000+, sized to what your business can support.
We now fund nonprofits, legal services, financial services, insurance, and real estate, alongside traditional businesses.
As little as 3 months, as long as your business shows revenue.
Multiple position lending. 1st, 2nd, 3rd, and 4th position deals are welcome.
Serving a wide variety of companies and industries.
3+
Months in Business
$20K–$2M+
Funding Range
USA
Based Businesses
When you work with MonetaFi, you get a dedicated Merchant Success Manager. Whether you have questions about your account, payments, or anything else, they are here for you.
We are merchant-first at MonetaFi, which is why we have paired you with support every step of the way.
A sample of what we funded recently.
$75K
Heating and air company
$65K
E-commerce business
$340K
Healthcare provider
$20K
Restaurant
Recent funded deals shown for illustration. Individual results vary and all funding is subject to approval.
We send monthly roundups about what is happening in the funding space, including new scams to watch for and industry news you should know about. We want you to stay informed and protected.
Apply and Get Funded
Transparent terms, same-day funding for qualified files, and a team that picks up the phone. Apply now and see what your business qualifies for.
Get Funded Today
Step
Applying is free and won't impact your credit*
Contact our funding team and we will walk you through your options. We are here to help.