Same-Day Funding
Get capital when you need it. Submit before 2pm ET and qualified files can fund the same business day.
Top-Rated Business Funding for 10x Faster Growth
Fast FundingBuilt forYour Business
Get the capital you need to grow, with transparent terms and same-day funding. Funding from $20,000 to $2,000,000+.
No hard credit pull. When banks say no, we say let's go.
Simple. Fast. No Credit Impact.
Broker / ISO SignupStep
How Much Capital Are YouLooking For?
$
$20,000$2,000,000
No hard credit check. No obligation to accept.
MonetaFi (muh-NEH-tuh-fy)
A nod to Moneta, goddess of money. We turn complex finance into seamless capital solutions.
Recent Deals
A sample of what we funded recently.
- Heating and air company
- $75K
- E-commerce business
- $65K
- Healthcare provider
- $340K
- Restaurant
- $20K
Recent funded deals shown for illustration. Individual results vary and all funding is subject to approval.
How It Works
Four steps from application to funded, with no lengthy paperwork in between.
- 01
Apply Online
Quick application. No lengthy paperwork and no hard credit pull to check eligibility.
- 02
Fast Decision
Same-day underwriting on most deals, so you know where you stand quickly.
- 03
Sign & Drive
Online checkout with no merchant interview for deals under $100K.
- 04
Get Funded
Capital in your account the same day for qualified files.
Why Choose MonetaFi?
Transparent terms, flexible requirements, and same-day funding for businesses that need capital now.
Transparent Terms
No hidden fees. No surprises. You know exactly what you are paying before you sign.
Flexible Requirements
As little as 3 months in business, as long as your business shows revenue.
Client-First Approach
We understand small business. We are here to support your growth at every stage.
Minimal Paperwork
Online checkout for deals under $100K. Simple, fast, straightforward.
Our Funding Solutions
What We Fund
Wide funding range, newly expanded industries, and multiple position lending.
01
Funding Range
$20,000 to $2,000,000+, sized to what your business can support.
02
Industries
We now fund nonprofits, legal services, financial services, insurance, and real estate, alongside traditional businesses.
03
Time in Business
As little as 3 months, as long as your business shows revenue.
04
Flexibility
Multiple position lending. 1st, 2nd, 3rd, and 4th position deals are welcome.
Eligibility Requirements
- Months in Business
- 3+
- Funding Range
- $20K–$2M+
- Based Businesses
- USA
Industries We Serve
Serving a wide variety of companies and industries.
We prioritize speed, provide hands-on service every step of the way, and bring unmatched flexibility and pricing to the table.
Steve Kamhi
Executive Director of Strategic Partnerships
Your Dedicated Support
When you work with MonetaFi, you get a dedicated Merchant Success Manager. Whether you have questions about your account, payments, or anything else, they are here for you.
We are merchant-first at MonetaFi, which is why we have paired you with support every step of the way.
Staying Informed
We send monthly roundups about what is happening in the funding space, including new scams to watch for and industry news you should know about. We want you to stay informed and protected.
Merchant Cash Advance
Working Capital in 2026: The Macro Trends, Emerging Products, and Strategic Shifts Reshaping Small-Business Finance
An analysis of the forces reshaping small-business working capital in 2026: tighter bank credit, the rise of embedded finance, AI-powered underwriting, state disclosure regulations, and the strategic frameworks that help business owners and funding professionals navigate the new landscape with confidence.
Read article
Short-Term Capital
Short-Term Business Capital in 2026: A Strategic Framework for Speed, ROI, and Risk Management
A strategic guide to short-term capital products in 2026: when fast funding creates genuine ROI, how to evaluate speed-versus-cost trade-offs, risk management frameworks for stacking and overleveraging, and the real-world deployment scenarios where short-term capital consistently outperforms traditional bank timelines.
Read article
Merchant Cash Advance
Factor Rate vs. APR: The Complete Pricing Transparency Guide for Merchant Cash Advances
Master the math behind MCA pricing. This guide breaks down factor rates, APR conversion formulas, total cost of capital calculations, and the exact side-by-side comparison framework that experienced CFOs use to evaluate merchant cash advance offers in 2026.
Read article
Apply and Get Funded
Ready to GrowYour BusinessWith MonetaFi?
Transparent terms, same-day funding for qualified files, and a team that picks up the phone. Apply now and see what your business qualifies for.
Get Funded Today
Step
How Much Capital Are YouLooking For?
$
$20,000$2,000,000
Applying is free and won't impact your credit*
Questions?
Contact our funding team and we will walk you through your options. We are here to help.