Top-Rated Business Funding for 10x Faster Growth

Fast FundingBuilt forYour Business

Get the capital you need to grow, with transparent terms and same-day funding. Funding from $20,000 to $2,000,000+.

No hard credit pull. When banks say no, we say let's go.

Simple. Fast. No Credit Impact.

Step 1 of 7

How Much Capital Are YouLooking For?

$
$20,000$2,000,000

No hard credit check. No obligation to accept.

MonetaFi (muh-NEH-tuh-fy)

A nod to Moneta, goddess of money. We turn complex finance into seamless capital solutions.

How It Works

Four steps from application to funded, with no lengthy paperwork in between.

Step 1

Apply Online

Quick application. No lengthy paperwork and no hard credit pull to check eligibility.

Step 2

Fast Decision

Same-day underwriting on most deals, so you know where you stand quickly.

Step 3

Sign & Drive

Online checkout with no merchant interview for deals under $100K.

Step 4

Get Funded

Capital in your account the same day for qualified files.

Why Choose MonetaFi?

Transparent terms, flexible requirements, and same-day funding for businesses that need capital now.

Same-Day Funding

Get capital when you need it. Submit before 2pm ET and qualified files can fund the same business day.

Transparent Terms

No hidden fees. No surprises. You know exactly what you are paying before you sign.

Flexible Requirements

As little as 3 months in business, as long as your business shows revenue.

Client-First Approach

We understand small business. We are here to support your growth at every stage.

Minimal Paperwork

Online checkout for deals under $100K. Simple, fast, straightforward.

We prioritize speed, provide hands-on service every step of the way, and bring unmatched flexibility and pricing to the table.

Steve Kamhi

Executive Director of Strategic Partnerships

Steve Kamhi and Stuart McDaniel, MonetaFi strategic partnerships team

What We Fund

Wide funding range, newly expanded industries, and multiple position lending.

Funding Range

$20,000 to $2,000,000+, sized to what your business can support.

Industries

We now fund nonprofits, legal services, financial services, insurance, and real estate, alongside traditional businesses.

Time in Business

As little as 3 months, as long as your business shows revenue.

Flexibility

Multiple position lending. 1st, 2nd, 3rd, and 4th position deals are welcome.

Eligibility Requirements

3+

Months in Business

$20K–$2M+

Funding Range

USA

Based Businesses

Your Dedicated Support

When you work with MonetaFi, you get a dedicated Merchant Success Manager. Whether you have questions about your account, payments, or anything else, they are here for you.

We are merchant-first at MonetaFi, which is why we have paired you with support every step of the way.

Recent Deals

A sample of what we funded recently.

$75K

Heating and air company

$65K

E-commerce business

$340K

Healthcare provider

$20K

Restaurant

Recent funded deals shown for illustration. Individual results vary and all funding is subject to approval.

Staying Informed

We send monthly roundups about what is happening in the funding space, including new scams to watch for and industry news you should know about. We want you to stay informed and protected.

Read the latest insights

Apply and Get Funded

Ready to GrowYour BusinessWith MonetaFi?

Transparent terms, same-day funding for qualified files, and a team that picks up the phone. Apply now and see what your business qualifies for.

Get Funded Today

Step 1 of 7

How Much Capital Are YouLooking For?

$
$20,000$2,000,000

Applying is free and won't impact your credit*

Questions?

Contact our funding team and we will walk you through your options. We are here to help.