Same-Day Funding Options
Qualified applicants who submit before 2pm ET may receive funding the same business day when approved.
Auto Repair & Maintenance Shop Funding
Capital forAuto ShopsThat Stay Busy
Stock parts ahead of demand, add a bay, hire technicians, or cover payroll between payout cycles—MonetaFi helps qualified auto businesses access flexible working capital quickly.
Get up to $2 million in funding with same-day options when you apply before 2pm ET and your file qualifies.
Built for shops that cannot afford downtime.
Step
How Much Capital Are YouLooking For?
$
$25,000$2,000,000
No hard credit check. No obligation to accept.
MonetaFi (muh-NEH-tuh-fy)
A nod to Moneta, goddess of money. We turn complex finance into seamless capital solutions.
Why Auto Repair Shops Choose MonetaFi
Shop owners need funding that supports parts inventory, technician payroll, and equipment—without waiting weeks for traditional underwriting.
No Hard Credit Inquiry
Initial review focuses on business performance and deposits, not a hard pull on your personal credit.
Up to $2 Million Available
Access the range you need for payroll, equipment, inventory, marketing, and near-term growth initiatives.
U.S.-Based Funding Specialists
Work with experienced professionals who guide you from application through funding with clear communication.
When lifts, diagnostics, or parts delays slow throughput, revenue stops. We built a funding process that moves at shop speed.
Steve Kamhi
Executive Director of Strategic Partnerships
How Auto Repair Shop Funding Works
A clear path from application to funded—built for owners managing bays, technicians, and daily repair volume.
Step 1
Submit a Short Application
Share your business details and funding goals. Most owners complete the form in about five minutes.
Step 2
Review Tailored Options
Our team evaluates your file and presents funding options aligned with your revenue profile and timeline.
Step 3
Accept and Receive Funds
Choose the offer that fits your plan. Qualified businesses may fund the same day when approved early.
Our Funding Solutions
Industries We Serve
Serving a wide variety of companies and industries.
Auto Repair & Maintenance Eligibility Requirements
12+
Months in Business
$300k+
Annual Revenue
USA
Based Businesses
Auto Repair Shop Funding FAQs
What types of automotive businesses can apply?
General repair shops, maintenance centers, tire and brake specialists, and other auto service businesses with consistent deposits may qualify. Eligibility depends on revenue, time in business, and file strength.
What can auto shop funding be used for?
Owners commonly use funds for parts inventory, tools and equipment, technician payroll, marketing, lease costs, and expansion projects such as adding service bays.
How quickly can an auto shop get funded?
Speed depends on file completeness and qualification, but approved businesses that apply before 2pm ET may receive same-day funding.
Do I need perfect credit to apply?
No. Initial review focuses on business performance and bank activity. A hard credit pull is not part of the first eligibility check.
Apply for Auto Repair Shop Funding
Keep Your BaysFully FundedWith MonetaFi
Start your application to see funding options for your shop. Fast review, clear terms, and hands-on support from our team.
Fast application. Clear options. No hard credit inquiry.
Step
How Much Capital Are YouLooking For?
$
$25,000$2,000,000
Applying is free and won't impact your credit*