Same-Day Funding Options
Qualified applicants who submit before 2pm ET may receive funding the same business day when approved.
Restaurant & Hospitality Business Funding
Capital forRestaurants &Hospitality
Pre-load inventory before peak season, cover payroll during slower weeks, or replace critical kitchen equipment—MonetaFi helps qualified food service businesses access working capital quickly.
Get up to $2 million in funding with same-day options when you apply before 2pm ET and your file qualifies.
Keep service running when timing matters most.
Step
How Much Capital Are YouLooking For?
$
$25,000$2,000,000
No hard credit check. No obligation to accept.
MonetaFi (muh-NEH-tuh-fy)
A nod to Moneta, goddess of money. We turn complex finance into seamless capital solutions.
Why Restaurants & Hospitality Choose MonetaFi
Food service operators need funding that matches seasonal swings, thin margins, and equipment emergencies—not a slow bank timeline.
No Hard Credit Inquiry
Initial review focuses on business performance and deposits, not a hard pull on your personal credit.
Up to $2 Million Available
Access the range you need for payroll, equipment, inventory, marketing, and near-term growth initiatives.
U.S.-Based Funding Specialists
Work with experienced professionals who guide you from application through funding with clear communication.
A broken line or empty walk-in cooler stops revenue immediately. Our process is built for owners who need answers and capital on a restaurant timeline.
Steve Kamhi
Executive Director of Strategic Partnerships
How Restaurant & Hospitality Funding Works
From application to funded—designed for operators managing daily service and weekly cash flow.
Step 1
Submit a Short Application
Share your business details and funding goals. Most owners complete the form in about five minutes.
Step 2
Review Tailored Options
Our team evaluates your file and presents funding options aligned with your revenue profile and timeline.
Step 3
Accept and Receive Funds
Choose the offer that fits your plan. Qualified businesses may fund the same day when approved early.
Our Funding Solutions
Industries We Serve
Serving a wide variety of companies and industries.
Restaurant & Hospitality Eligibility Requirements
12+
Months in Business
$300k+
Annual Revenue
USA
Based Businesses
Restaurant & Hospitality Funding FAQs
What types of food service businesses can apply?
Restaurants, cafes, bars, catering companies, food trucks, and other hospitality businesses with consistent business deposits may qualify. Eligibility depends on revenue, time in business, and file strength.
What can restaurant funding be used for?
Common uses include inventory and vendor prepayments, payroll, equipment repair or replacement, marketing, lease obligations, and short-term cash-flow gaps between busy and slow periods.
How quickly can a restaurant get funded?
Timing varies by file, but qualified businesses that apply before 2pm ET may be eligible for same-day funding when approved.
Will applying hurt my personal credit score?
Initial eligibility review uses a soft inquiry only. There is no hard credit pull during the first review stage.
Apply for Restaurant & Hospitality Funding
Working CapitalFor Your KitchenAnd Crew
Tell us about your business and funding goals. Our team keeps the process fast, transparent, and focused on your service schedule.
Fast application. Clear options. No hard credit inquiry.
Step
How Much Capital Are YouLooking For?
$
$25,000$2,000,000
Applying is free and won't impact your credit*