Same-Day Funding Options
Qualified applicants who submit before 2pm ET may receive funding the same business day when approved.
Salon, Spa & Personal Services Funding
Capital forSalons & SpasThat Scale
Hire stylists ahead of busy season, refresh your space, stock retail products, or launch marketing—MonetaFi helps qualified personal service businesses access working capital quickly.
Get up to $2 million in funding with same-day options when you apply before 2pm ET and your file qualifies.
Support growth without slowing client experience.
Step
How Much Capital Are YouLooking For?
$
$25,000$2,000,000
No hard credit check. No obligation to accept.
MonetaFi (muh-NEH-tuh-fy)
A nod to Moneta, goddess of money. We turn complex finance into seamless capital solutions.
Why Salons & Spas Choose MonetaFi
Personal service businesses need funding aligned with appointment revenue, chair utilization, and retail cycles—not a one-size-fits-all loan process.
No Hard Credit Inquiry
Initial review focuses on business performance and deposits, not a hard pull on your personal credit.
Up to $2 Million Available
Access the range you need for payroll, equipment, inventory, marketing, and near-term growth initiatives.
U.S.-Based Funding Specialists
Work with experienced professionals who guide you from application through funding with clear communication.
Great client experience depends on the right team, products, and environment. Our funding process helps owners invest without long delays.
Steve Kamhi
Executive Director of Strategic Partnerships
How Salon & Spa Funding Works
From first application to funded—structured for owners balancing bookings, payroll, and retail.
Step 1
Submit a Short Application
Share your business details and funding goals. Most owners complete the form in about five minutes.
Step 2
Review Tailored Options
Our team evaluates your file and presents funding options aligned with your revenue profile and timeline.
Step 3
Accept and Receive Funds
Choose the offer that fits your plan. Qualified businesses may fund the same day when approved early.
Our Funding Solutions
Industries We Serve
Serving a wide variety of companies and industries.
Salon & Spa Eligibility Requirements
12+
Months in Business
$300k+
Annual Revenue
USA
Based Businesses
Salon & Spa Funding FAQs
What personal service businesses can apply?
Hair salons, barbershops, nail studios, day spas, med spas, and similar appointment-based businesses with consistent deposits may qualify.
What can salon and spa funding be used for?
Common uses include hiring and training staff, product inventory, marketing campaigns, leasehold improvements, equipment, and short-term cash-flow gaps.
How quickly can a salon or spa get funded?
Timing varies by file, but qualified businesses that apply before 2pm ET may be eligible for same-day funding when approved.
Will applying hurt my personal credit score?
Initial eligibility review uses a soft inquiry only. There is no hard credit pull during the first review stage.
Apply for Salon & Spa Funding
Invest in YourTeam & SpaceWith MonetaFi
Tell us about your salon or spa and funding goals. Our team keeps the process fast, transparent, and easy to follow.
Fast application. Clear options. No hard credit inquiry.
Step
How Much Capital Are YouLooking For?
$
$25,000$2,000,000
Applying is free and won't impact your credit*