Same-Day Funding Options
Qualified applicants who submit before 2pm ET may receive funding the same business day when approved.
Insurance Agency & Brokerage Funding
Capital forInsurance AgenciesBuilding Their Book
Hire producers, buy leads, acquire a book of business, or modernize your agency management system. MonetaFi helps qualified agencies access working capital quickly.
Access $20,000 to $2,000,000+ in funding with same-day options when you apply before 2pm ET and your file qualifies.
Newly available: we now fund insurance.
Step
How Much Capital Are YouLooking For?
$
$20,000$2,000,000
No hard credit check. No obligation to accept.
MonetaFi (muh-NEH-tuh-fy)
A nod to Moneta, goddess of money. We turn complex finance into seamless capital solutions.
Why Insurance Agencies Choose MonetaFi
Commission and renewal revenue is predictable once you know how to read it. We underwrite the deposit history instead of declining the whole category.
No Hard Credit Inquiry
Initial review focuses on business performance and deposits, not a hard pull on your personal credit.
Up to $2 Million Available
Access the range you need for payroll, equipment, inventory, marketing, and near-term growth initiatives.
U.S.-Based Funding Specialists
Work with experienced professionals who guide you from application through funding with clear communication.
Agency growth is front-loaded. You pay for producers and leads long before the renewals show up. Capital that arrives on time changes what an agency can build.
Steve Kamhi
Executive Director of Strategic Partnerships
How Insurance Agency Funding Works
From application to funded, designed for agencies growing a renewal book.
Step 1
Submit a Short Application
Share your business details and funding goals. Most owners complete the form in about five minutes.
Step 2
Review Tailored Options
Our team evaluates your file and presents funding options aligned with your revenue profile and timeline.
Step 3
Accept and Receive Funds
Choose the offer that fits your plan. Qualified businesses may fund the same day when approved early.
Our Funding Solutions
Industries We Serve
Serving a wide variety of companies and industries.
Insurance Agency Eligibility Requirements
3+
Months in Business
$20K–$2M+
Funding Range
USA
Based Businesses
Insurance Agency Funding FAQs
What types of insurance businesses can apply?
Independent agencies, brokerages, and agency groups across property and casualty, life, health, and commercial lines with consistent commission deposits may qualify.
What can insurance agency funding be used for?
Common uses include hiring and onboarding producers, lead generation and marketing, acquiring a book of business, agency management technology, office costs, and smoothing cash flow between commission cycles.
Can commission-based revenue qualify?
Yes. Consistent commission and renewal deposits are exactly what we review. Steady inflows matter more than the label on the revenue.
Will applying hurt my personal credit score?
Initial eligibility review uses a soft inquiry only. There is no hard credit pull during the first review stage.
Apply for Insurance Agency Funding
Grow Your BookOf BusinessWith MonetaFi
Tell us about your agency and what you are funding. Fast review, clear terms, and a dedicated rep on your file.
Fast application. Clear options. No hard credit inquiry.
Step
How Much Capital Are YouLooking For?
$
$20,000$2,000,000
Applying is free and won't impact your credit*